Does Vinted Send a 1099-K? Thresholds, Taxes and What You Report in 2026

Probably not, and Vinted does not say either way. Federal rules only require an online marketplace to file a Form 1099-K when your payments for goods exceed $20,000 and more than 200 transactions in a year, so many people clearing out a closet will not get one, although a platform may send one below that level and some states set lower thresholds. Vinted's US help center and terms do not describe a 1099-K policy, so who sends it and when is not something Vinted has published. Whether or not a form shows up, the IRS says you must report all income you received during the year, and that is where gains on things you sell on Vinted come in.

This guide covers the part that confuses most sellers: what the 1099-K is, which thresholds apply, what Vinted and its payment provider have actually said, how a sale at a loss differs from a sale at a gain, and which records are worth keeping. The tax facts come from IRS pages and Vinted's own pages, all read on October 23, 2026.

Does Vinted send a 1099 or a 1099-K?

The form that online marketplaces use is the 1099-K. A "1099" on its own can mean several forms (the 1099-NEC and 1099-MISC are for other kinds of payments), but for people selling things online, the 1099-K is the one that matters.

Here is what can and cannot be said about Vinted today:

• Vinted has not published a 1099-K policy. Its US help center has no article on tax forms that we could find, and the User Terms and Conditions in force on October 23, 2026 say only that "we aren't responsible for any tax liabilities or reporting obligations that might apply to you because of your activities on the Site."
• Vinted's payment provider is Adyen N.V. Vinted's help page on its payment provider says Adyen provides and manages every seller's Vinted Wallet, and that members who activate a Wallet become Adyen's clients.
• Adyen says it files 1099-K forms for US users it pays out directly. Its developer documentation says Adyen must file a 1099-K with the IRS for any US-based user it pays out directly, at the federal threshold of $20,000 and 200 transactions combined for 2025 (Adyen words it as "at or above"), and that it makes forms available in the third week of January. It also says it only generates a form for users who meet the threshold. That page is written for platforms that use Adyen, not for Vinted sellers, so treat it as the most likely mechanism, not as a Vinted promise.

The practical reading: if your Vinted payments in a year stay under the federal threshold, you should not expect a 1099-K from Vinted or Adyen, and if you cross it, expect one in January. Because Vinted has not confirmed this itself, check your account and email in January rather than assuming. If you are unsure which company filed a form you received, the IRS says to look at the filer in the upper left corner of the form.

The 1099-K threshold: federal and state

The IRS publishes the rule for payment apps and online marketplaces (it calls them third party settlement organizations, or TPSOs). After the One, Big, Beautiful Bill, the threshold went back to its older level, retroactively:

Both conditions have to be met for the federal rule: more than $20,000 and more than 200 transactions. Selling 150 items for $22,000 does not trigger it, and neither does selling 300 items for $4,000.

The state line is the one most people miss. The IRS says your state "may have a lower reporting threshold" that could produce a form even when you are under the federal numbers. Virginia is one example: its Department of Taxation says that if you have a Virginia mailing address, a TPSO must send you a 1099-K when it pays you $600 or more in a calendar year (Virginia Tax, page dated February 18, 2021). State rules vary and get revised, so look up your own state's revenue department for the current figure.

Do you pay taxes on Vinted sales?

A 1099-K is paperwork, not a bill. The IRS puts it plainly: "Just because a payment is reported on a Form 1099-K does not mean it is taxable. Also, just because a payment is not reported on a Form 1099-K does not mean it is not taxable."

What decides the answer is the kind of sale. Vinted is built for second-hand items you own, and its commercial selling rules say standard accounts cannot be used to sell professionally, including "buying or sourcing items and reselling them at a profit." Vinted Pro, its program for professional sellers, is not currently available in the US according to the same page. So for a standard Vinted account the relevant IRS category is the sale of a personal item: something you owned for personal use, such as a car, refrigerator, furniture, stereo, jewelry or silverware (the IRS's examples).

For personal items, the IRS rule is the difference between what you paid and what you sold it for:

• Sold for less than you paid (a loss): no tax is due, and the loss is not deductible. The IRS says "the loss on the sale of a personal item is not deductible."
• Sold for more than you paid (a gain): the gain is taxable. The IRS says to report it on Form 8949 and Schedule D.

If you "sold a mix of personal items at a loss and a gain," the IRS says to report them separately, which means a loss on one item does not cancel a gain on another.

A realistic example: gross $450, taxable gain $105

Say you clear out three things over the year:

The gross sales total is $450, and that gross figure is what a 1099-K would show if you crossed the threshold. The taxable amount is the $105 gain on the jacket. The two losses do not reduce it, and they are not deductible either. This is the reason the IRS says a 1099-K "reports only gross payments": the form does not know what you paid.

What to do if you receive a 1099-K from Vinted or Adyen

The IRS gives a short sequence in What to do with Form 1099-K:

1. Check the form. Look at the taxpayer identification number and the gross amount in Box 1a. That amount "isn't adjusted" for fees, credits, refunds, shipping, cash equivalents or discounts.
2. Check it against your records. A refunded or canceled order, for example, is something to compare with your own history. Your Vinted payment history lists the earnings you received.
3. Work out gain or loss per item. If you sold personal items at a loss, the IRS describes two ways to avoid paying tax you do not owe: report the amount on Schedule 1 (Form 1040) or report the loss on Form 8949, which carries to Schedule D. For a gain, Form 8949 and Schedule D are the route. Tax software or a preparer will handle the line entries.
4. Fix mistakes with the filer, not the IRS. If the form is wrong or you should not have received it (for instance it includes a gift or reimbursement from a friend), contact the filer listed on the form and ask for a corrected one. The IRS says "Don't contact the IRS. We can't correct your Form 1099-K," and that you should not wait to file your return if the correction does not arrive.

If you have a form that includes gifts or shared costs, the IRS says those payments "are not payments for goods or services and therefore are not reportable on Form 1099-K."

What if you never get a 1099-K?

Then your tax situation is the same as it would have been with one. The IRS says the 1099-K threshold "doesn't affect whether payments are taxable or whether a tax return must be filed," and that you must report income "regardless of whether you receive a Form 1099-K." For an ordinary seller, that means the loss/gain test above applies to every item, form or no form. A loss still has no tax effect; a gain still needs to be reported.

One question the IRS pages do not settle for you is timing: its rules talk about income "received during the year," and a Vinted Wallet balance can sit unwithdrawn at year end. Ask a tax professional how that applies to your return rather than guessing.

When selling becomes a business or a hobby

If you sell goods regularly with the goal of earning money, the IRS sees something different from a closet clean-out. For gig workers, freelancers, hobby sellers and other self-employed people, the IRS says to report Form 1099-K payments on Schedule C (Form 1040), and that self-employment tax applies once net earnings from self-employment reach $400 (IRS: Self-employment tax). If the activity is run as a business, the costs of running it can come into the calculation; ask a tax professional how that applies to you.

Two limits to keep in mind on Vinted specifically:

• Vinted does not allow buying items to resell at a profit on a standard account, and Vinted Pro is not currently available in the US, as explained above. We are not suggesting anyone sell commercially on Vinted in the US.
• Other platforms have their own seller rules, so read each platform's terms before you sell there. Our guide to Vinted vs eBay compares what sellers pay and keep on each.

The line between a hobby, a personal clean-out and a business depends on facts such as how often you sell and why, and it is the kind of question where a short session with an enrolled agent or CPA is worth the cost.

Records worth keeping

The IRS says you "must keep your records as long as needed to prove the income or deductions on a tax return," and notes that good recordkeeping supports what you report. For Vinted sales, the useful records are few:

• What you paid for each item: a receipt, a card or bank statement, or an order confirmation. The IRS lists these as ways to rebuild the price if you no longer remember it, and says examiners may accept reconstructed records if yours are lost.
• What you sold it for: your Vinted order history and payment history, plus the withdrawals to your bank.
• Any 1099-K you receive, and a note of anything on it that is not a sale, such as a refund or a gift.
• A short list of what you sold in the year, with the date, price and what you originally paid. A spreadsheet is enough.

The IRS also says: "Generally, you should keep accurate records for personal items you may sell." It takes a few minutes at listing time to write down what you paid, and it is far easier than reconstructing it in March.

Tracking this when you sell on more than one platform

A single marketplace is easy to follow. Once you also sell on eBay or elsewhere, sales, purchase prices and payouts end up in several places. Vinteer is a back office for Vinted and eBay sellers, and when it opens in the US it will import your sales and purchases so you can see what you paid, what you sold for and what you kept in one place. It will not prepare or file your taxes, and it is not open yet: you can join the waitlist and keep 20% off for life when it launches.

To see how the Vinted side of a sale breaks down, read how Vinted works for sellers and Vinted fees.

FAQ

Does Vinted send a 1099?

Does Vinted send a 1099-K?

Do you pay taxes on Vinted?

Does Vinted report to the IRS?

I sold clothes on Vinted at a loss. Do I report it?

Do I have to report Vinted sales if I don't get a 1099-K?

Does my state have a lower 1099-K threshold?

What records should I keep for Vinted taxes?

Conclusion

On Vinted in the US, a 1099-K is a threshold event, not a given: above $20,000 and 200 transactions federally, or a lower number in some states, and Vinted has not said who sends it. Whether you get one or not, what you owe depends on whether you sold at a gain: a coat sold for $60 that cost $180 has no tax effect, while a jacket sold for $140 that cost $35 leaves a $105 gain to report. Keep the purchase price of what you sell, because the form shows only the sale.